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Privacy Policy
Durgapur Steel Peoples’ Co-operative Bank Ltd. adheres to the privacy protocols of the internet. We want to make sure thatyou understand that we treat information provided/received from you with utmost importance and under nocircumstances will compromise with it.
You can visit the Durgapur Steel Peoples’ Co-operative Bank Ltd. website without divulging who you are or any informationpertaining to you. Our server only collects information such as IP address, demographics, OS, browser, ordomain name from where the visitors are accessed but never the email addresses. This information is collected to serve the purpose of calculating the total number of visits on the website from different sources, average time spent, and number of pages viewed etc. Gathered input is used by the company to improve therelevance and experience of users on our website, usability, and troubleshooting. By accessing our site youunconditionally accept us to collect these inputs.
Policy Related To Personal Information
The Company may use Personal Data for the following purposes:
· To provide and maintain our Service, including monitoring the usage of our Service.
· To Manage Your Account: to manage Your registration as a user of the Service. The personal data You provide can give You access to different functionalities of the Service that are available to you as a registered user.
· For the performance of a contract: the development, compliance, and undertaking of the purchasecontract for the products, items or services You have purchased or of any other contract with Us through the Service.
· To Contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
· To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
· To manage Your requests: To attend and manage Your requests to Us.
· For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.
· For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and evaluating and improve our Service, products, services, marketing and your experience.
We may share Your personal information in the following situations:
· With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, for payment processing, to contact You.
· For business transfers: We may share or transfer Your personal information in connection with, orduring negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion
of Our business to another company.
· With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honour this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners, or other companies that We control or that are under common control with Us.
· With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
· With other users: when You share personal information or otherwise interact in public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
· With Your consent: We may disclose Your personal information for any other purpose with Your consent.
Not Providing Mandatory Personal Information
During registration, the user must provide mandatory information; failing to which will normally terminate the registration process.
Policy Related to Sharing of Information
Your information is safe with us. Durgapur Steel Peoples’ Co-operative Bank Ltd.will not share your information without your prior permission. At times, however, email addresses may be shared with outside reputed sources but on such occasions, you would normally be given an opportunity to limit such accesses. But in case no restriction is mentioned by the user, we will proceed as usual.
Durgapur Steel Peoples’ Co-operative Bank Ltd.only shares information with those maintaining high data privacy and security standards. However, we aren’t responsible for the privacy policies employed by third-party sites.
Storing and Using Cookie
Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.
This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.
No Obligation Policy
You recognize that you are under no obligation to provide your personal information but when you do, it is with your full consent, volition and desire. Durgapur Steel Peoples’ Co-operative Bank Ltd. under no circumstances is obligated to disclose sources from where personal information about you is provided to us. We would consider it to be provided by you unless you successfully prove to us, to our satisfaction, within fifteen days’time, that the information was offered without your free consent.
Access, Correction, Objection of Your Personal Information
Within the scope of local laws you can update, cancel or modify personal data provided to us, including your profile and preferences. It can be done from your account information. In case, you face difficulties in accessing your data, you may contact to us at helpdesk@dspcoopbank.com
Legal Action
The User’s Personal Data may be used for legal purposes by the Owner in Court or in the stages leading topossible legal action arising from improper use of this Application or the related Services. The User declaresto be aware that the Owner may be required to reveal personal data upon request of public authorities.
Security
We have taken reasonable measures to protect security and confidentiality of the Customer Information and its transmission through the World Wide Web. You are required to follow the Terms and Conditions while using this Website including the instructions stated therein in respect of security and confidentiality of your Log-in and Password.
The Bank will give access to Customer Information to only authorised employees. Employees who violate this Privacy Policy shall be subject to disciplinary process as per the byelaws of the Bank. Any employee who withdraws from the employment of the Bank will have to undertake to abide by this Privacy Policy and keep all Customer Information secure and confidential
System Logs & Maintenance
For operation and maintenance purposes, this Application and any third-party services may collect files that record interaction with this Application (System logs) or use other Personal Data (such as the IP Address) for this purpose.
Children Policy
If you are under the age of 18, or the age of majority in the jurisdiction in which you reside, you may only use our app with the consent of your parent or legal guardian. In any case, we will not be liable for any cause of action that arose due to non-compliance with this section.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. The Bank also may disclose information about you as permitted or required by law.These changes are effective immediately after they are posted on this page.
Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.
Effective Date
31st March, 2024
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