Interest Rates for Loan:
Updated on 02/11/2022
Loan Type |
Rate
|
HOUSING LOAN
|
8.15% (FLOATING)*
|
EDUCATION LOAN
|
9.50% (FLOATING)*
|
VEHICLE LOAN
|
8.50% (FLOATING)*
|
MORTGAGE LOAN (UPTO 100LAKH)
|
11.25% (FLOATING)*
|
MORTGAGE LOAN (ABOVE 100LAKH)
|
12.25% (FLOATING)*
|
CASH CREDIT/OVERDRAFT LOAN
|
10.40%-11.00% (FLOATING)*
|
COMMERCIAL VEHICLE LOAN
|
11.25% (FLOATING)*
|
BUSINESS LOAN
|
11.25% - 11.65%(FLOATING)*
|
REAL ESTATE LOAN
|
10.75% - 11.50% (FLOATING)*
|
Interest Rates for Deposit:
(updated on 02/11/2022)
Duration of Deposit |
Rate (GENERAL)
|
Rate (SR. CITIZEN)
|
07 days to 45 days
|
3.15%
|
3.65% |
46 days to 179 days
|
3.90%
|
4.40% |
180 days to less than 1 year
|
5.00%
|
5.50% |
1 Year to 2 Years
|
6.00%
|
6.50% |
2 Years to 3 Years
|
6.30%
|
6.80% |
3 Years to 5 Years
|
6.40%
|
6.90% |
Above 5 years to 10 years
|
6.50%
|
7.00% |
|
|
|
|