1. Any person who is a share holder of our bank is entitled to take loans.

2. Maximum amount of Shares that can be bought by share holders  are Rs.5000( may be change in case of higher amount of Loan)

3. Only DSP Employees can be granted as sureties of any loan.

4. Share amount should be 5% of loan amount (2.5% of loan amount in some cases)

5. DSPL (DSP Member Loan): maximum limit is Rs.1,50,000/- payable in maximum 108 installments.